Remember to tick the boxes to show that you have considered: • using your assets to pay your debts; and • saving an amount each month. You do not have to use your assets or save money, but you do need to show that you have thought about it. Now, use Your full budget to fill in the rest of the Summary budget for creditors. The numbered boxes in Your full budget match the numbered boxes in the Summary budget for creditors. All you have to do is copy the amounts over. For example, copy the amount in Box 1 in Your full budget to Box 1 in the Summary budget for creditors, and so on. Add any extra information you want your creditors to know in the Additional notes section. Finally, look at the first page of the Summary budget for creditors. We have already filled in the Debt admin fee for you as our help is free. Check you have: signed and dated the form; added the Date of statement; and added a Date of next review. This is usually in six months' time, or earlier if your income or spending changes. Page 50