Healthcare Costs Healthcare costs can vary depending on the type of coverage, the provider, and the specific plan selected. Understanding the breakdown of these costs helps employees make informed decisions about their health insurance options. Below is an overview of common healthcare costs: Cost Type Provider Description Premium $350 per month $850 per month Deductible $1,500 per year $3,500 per year Copayment $25 per visit $45 per visit Out-of-Pocket Maximum $5,000 per year $10,000 per year Prescription Costs $10 per prescription $25 per prescription