Disability Income Protection When You Need It Most Our disability insurance plan provides critical financial support in the event of an illness or injury that prevents employees from working, offering both short-term and long-term coverage options. Benefit Employee Contribution Coverage Options Short-Term Disability $350 per month Individual Long-Term Disability $550 per month Individual Elimination Period 15 days Individual Maximum Benefit Period 10 years Individual Coverage for Partial Disability $7000 per month Individual