Step 2 Maximise your money 2 Don't miss out Life can be busy. You may feel like you don’t have time to look at making the most of your income and spending. But there are several things you can do which are quick and easy. Here are some examples you can start with.  Make a shopping list. It only takes a couple of minutes and will help you save time and money in the supermarket.  You can do a free online benefits check with Turn2us. On average it takes less than 10 minutes.  It takes less than five minutes on average to do a free online grant search with Turn2us. Turn2us is a national charity. Its website has a free Benefit Calculator and a Grant Search tool. You can use these to find out what benefits or charitable grants you may be eligible for. Go to www.turn2us.org.uk. If you can't access the internet, you can call Turn2us on 0808 802 2000. You might think that this step doesn’t apply to you, but it does. In our experience, almost everyone can make a difference to their situation. Put some time aside this week to look at Step 2 and maximise your money. It really is worth doing. Even small changes to your outgoings or income can make a difference to your day-to-day life. They may also affect how you deal with your debts. The sooner you start the better. It is also a good idea to do a money makeover every six months, or earlier if your circumstances change. This will make sure that you keep making the most of your money. Page 31