PAGE 21 LHD RFP Response 3b. How do you provide legal research, compliance, and legal consultation and information on the benefit plans? 3. Legal & Compliance 3a. Do you have in-house legal advisors who provide counsel to your clients? If so, is there an additional fee for these services? 2. Voluntary Benefits - What type of voluntary benefits does your firm oversee? Short-Term, Long-Term Disability, Critical Illness and Nurse Case Management, Life Insurance Hospital Stay, Critical Illness, other products, Bereavement Services and Employment Assistance Program, Mental Health Resources readily accessible and without stigma Insurance. LHD oversees a full range of voluntary benefits, including all coverages listed above. We are able to assume servicing responsibilities for your in-force carriers and coverages, or market the voluntary program looking for improved coverages and terms. LHD begins each new client relationship with a benefits compliance audit, looking at your employee handbook, contracts, SPDs, notices, etc. Our New Client Discovery Process allows for us to define gaps and engage the support that we need to ensure that your plan is in compliance. As laws, regulations, and statues around health and welfare plans change, our client service teams are responsible for ensuring our clients receive and understand compliance changes and the associated impacts. While LHD employs several tools and resources related to compliance, the LHD associates will ensure a proactive approach to compliance changes, providing hands-on support and management. LHD is the founding member of United Benefit Advisors, a Member led organization make up of 150 independent agencies located around the country. Through our partnership with UBA, LHD provides compliance expertise including ERISA counsel. For workplace training and labor and employment litigation, we work directly with our UBA labor lawyers, Fisher Phillips. For client specific matters, we have worked with numerous benefit attorneys in Indianapolis including Barnes & Thornburg, Bose McKinney & Evans, Faegre Baker Daniels, Ice Miller LLP., and Krieg DeVault LLP. Depending on the scope, additional fees may apply.